Fraud 101
Explore the latest terms and definitions from the world of identity fraud, from experts who speak the language.
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2FA
2FA
Short for two-factor authentication, a form of user identification designed to prevent ID theft by requiring that a user confirm their credentials on a second device before being granted access to their account.
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Account Takeover (ATO)
Application Fraud
Account Takeover (ATO)
A type of crime in which criminals gain access to online accounts using stolen passwords and usernames.
Application Fraud
A type of fraud in which the fraudster submits information they know to be false on an application for credit. This information might be stolen (identity theft), fake (synthetic fraud), or some combination of those two.