Synthetic Fraud Scores
SentiLink's synthetic fraud detection models are trained on insights, not performance.
As a result, our synthetic fraud scores are renowned for their precision and best-in-class
false positive rates to help you accurately identify and stop synthetic fraud.
Confidently detect synthetic identities with
Detection starts with multiple data sources
To detect this unique type of fraud, SentiLink taps into multiple data sources to verify whether the identity applying is a real person. We compare data on when someone applied for credit and what credentials they used to a large collection of other data elements associated with that person. This, combined with the consortium data shared across our partners creates the foundation for our synthetic fraud evaluation.
We fuse the data with human intelligence
SentiLink brings intelligence, people and data together to empower one another. Technology can't catch everything - that's why we deploy our Risk Operations team to apply their deep knowledge of known synthetic identities and fraud intelligence to our synthetic fraud model. This means we can help you catch nuances and edge cases of synthetic fraud that would normally go unnoticed.
Define model targets based on fraud insights
The addition of insights based on what fraud actually looks like is what trains our model to catch significantly more synthetic fraud with much lower false positive rate. Our Risk Operations team identifies subtle differences in synthetic identities to create clean, consistent, and clearly defined fraud labels. SentiLink's synthetic fraud solution lets you onboard customers with the confidence they are a real person.
Three Synthetic Fraud Scores
Composite Synthetic FraudA composite synthetic fraud score indicates the likelihood an applicant is synthetic.
First Party Synthetic FraudDetects applicants using their true name and date of birth, but an SSN that doesn’t belong to them. They are manipulating their true identity.
Third Party Synthetic FraudIdentifies applicants using a name, date of birth and SSN combination that is completely fabricated.
Synthetic Fraud Score Delivery
Integrate easily to our single endpoint API and get synthetic fraud scores in milliseconds.
Batch can occur with an SSH File Transfer Protocol (SFTP) or upload data manually to the SentiLink dashboard.
Intelligent UI that surfaces the most important attributes for synthetic fraud investigation.